Thursday, January 20, 2011

NBS Financial Arranges $16M Loan for Sacramento Single-Tenant Office Building

NBS Financial Services' Ken Griggs and Paddy Ryan have arranged a $16 million loan for Granite Park Regional, a 149,000 sf office building in Sacramento, California.

Arranging financing for single-tenant buildings can be challenging, especially for a building as large as Granite Park Regional, as lenders see the risk of the building becoming completely vacant. The tenant is the County of Sacramento, which further complicated the transaction as its credit was recently downgraded due to the many challenges in California.

But Griggs and Ryan structured the deal creatively to satisfy lender ING Investment Management, one of NBS Financial’s correspondent life insurance companies. The loan is a 12-year loan with the rate fixed for the entire term at under 5 percent.

Being able to adequately structure a loan of this size for a challenging building suggests that the market is looking up, Griggs said. ING, like many lenders, temporarily stopped lending during the height of the recession, but has reentered the market and has set aggressive funding targets for 2011. The loan will be serviced by NBS Financial on ING’s behalf.

No comments: